An unfinished basement featuring a grey forced-air furnace with metal ductwork, concrete block walls, exposed wooden joists, and a single hanging bare bulb.

Furnace vs Boiler in Hendricks County, Indiana

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It's what most homes in this region are set up for, and it can also carry cooling later on the same ducts. With winter nights averaging 22°F and heat needed about eight months a year, a furnace paired with a thermostat you actually use will keep up without asking you to change anything about the house.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here than a furnace, and the heat it puts out through radiators or floors stays steady rather than cycling on and off. If you're not fighting cold floors or drafts from forced air, that's the sign a boiler fits your house.

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It's what most homes in this region are set up for, and it can also carry cooling later on the same ducts. With winter nights averaging 22°F and heat needed about eight months a year, a furnace paired with a thermostat you actually use will keep up without asking you to change anything about the house.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here than a furnace, and the heat it puts out through radiators or floors stays steady rather than cycling on and off. If you're not fighting cold floors or drafts from forced air, that's the sign a boiler fits your house.

An unfinished basement containing a metal furnace with ductwork, exposed wooden joists on the ceiling, cardboard boxes, a coiled cable, and a single hanging incandescent bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray boiler with a pressure gauge and copper pipes stands in an unfinished basement with stone walls and exposed ceiling joists.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Hendricks County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Indiana prices
22°Faverage winter low
55%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 22°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your home already has ductwork, a furnace is the straightforward choice. It's what most homes in this region are set up for, and it can also carry cooling later on the same ducts. With winter nights averaging 22°F and heat needed about eight months a year, a furnace paired with a thermostat you actually use will keep up without asking you to change anything about the house.

When a boiler makes sense

A boiler makes sense if your home already has radiators or in-floor pipes instead of ducts. It runs about 5% cheaper to operate here than a furnace, and the heat it puts out through radiators or floors stays steady rather than cycling on and off. If you're not fighting cold floors or drafts from forced air, that's the sign a boiler fits your house.

A Hendricks County contractor will price both against your own house, your ductwork and your panel.

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