A gray forced-air furnace with sheet-metal ductwork stands in an unfinished basement with exposed wooden joists, concrete walls, and a hanging incandescent bulb.

Furnace vs Boiler in Vanderburgh County, Indiana

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region were built with ducts already in place, so a furnace uses what your house already has. It also gives you the option to add central air later, since a furnace and air conditioner share the same ducts.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace, which adds up over the seven months a year your home needs heat. Boiler heat also holds up well through the coldest nights, when winter lows average 27°F here.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region were built with ducts already in place, so a furnace uses what your house already has. It also gives you the option to add central air later, since a furnace and air conditioner share the same ducts.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace, which adds up over the seven months a year your home needs heat. Boiler heat also holds up well through the coldest nights, when winter lows average 27°F here.

An unfinished basement featuring exposed ceiling joists, a metal HVAC unit with round ductwork, a hanging light bulb, and scattered boxes and debris along the left wall.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A blue boiler with copper pipework and a pressure gauge mounted in an unfinished basement with stone foundation walls.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Vanderburgh County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Indiana prices
27°Faverage winter low
60%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 27°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. Most homes in this region were built with ducts already in place, so a furnace uses what your house already has. It also gives you the option to add central air later, since a furnace and air conditioner share the same ducts.

When a boiler makes sense

If your home heats through radiators or in-floor pipes instead of ducts, a boiler is the machine built for that setup. It runs about 5% cheaper to operate here than a furnace, which adds up over the seven months a year your home needs heat. Boiler heat also holds up well through the coldest nights, when winter lows average 27°F here.

A Vanderburgh County contractor will price both against your own house, your ductwork and your panel.

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