A gas furnace with sheet-metal ductwork and PVC pipes installed in an unfinished basement.

Furnace vs Boiler in Lake County, Indiana

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It also gives you central air conditioning through the same ducts when summer comes, which a boiler can't do. With winter nights here averaging 20°F for months at a stretch, you want a system that matches what your home is already set up for.

When a boiler makes sense

If your home heats with radiators or in-floor pipes instead of ducts, a boiler is the right fit, and it runs about 5% cheaper here than a furnace. Radiant heat also tends to feel steadier through the long stretch of cold, since Lake County needs heat for about 8 months of the year. Just know that a boiler only heats. You'll need a separate system for cooling.

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It also gives you central air conditioning through the same ducts when summer comes, which a boiler can't do. With winter nights here averaging 20°F for months at a stretch, you want a system that matches what your home is already set up for.

When a boiler makes sense

If your home heats with radiators or in-floor pipes instead of ducts, a boiler is the right fit, and it runs about 5% cheaper here than a furnace. Radiant heat also tends to feel steadier through the long stretch of cold, since Lake County needs heat for about 8 months of the year. Just know that a boiler only heats. You'll need a separate system for cooling.

A bare concrete basement containing a gray gas furnace with metal ductwork and a vertical flue pipe, lit by a single hanging bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A basement mechanical room with a gray boiler connected to copper and iron pipes, a pressure gauge, and a water heater visible in the background.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Lake County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Indiana prices
20°Faverage winter low
86%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 20°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your house already has ductwork, a furnace is the straightforward choice. It also gives you central air conditioning through the same ducts when summer comes, which a boiler can't do. With winter nights here averaging 20°F for months at a stretch, you want a system that matches what your home is already set up for.

When a boiler makes sense

If your home heats with radiators or in-floor pipes instead of ducts, a boiler is the right fit, and it runs about 5% cheaper here than a furnace. Radiant heat also tends to feel steadier through the long stretch of cold, since Lake County needs heat for about 8 months of the year. Just know that a boiler only heats. You'll need a separate system for cooling.

A Lake County contractor will price both against your own house, your ductwork and your panel.

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